Teaching Financial Education

“Financial literacy is not an end in itself, but a step-by-step process. It begins in childhood and continues throughout a person’s life all the way to retirement. Instilling the financial-literacy message in children is especially important, because they will carry it for the rest of their lives.”

financial education, financial literacy, budgeting, money, utilities, spend, future, college, youth,

Youth learn the cost of life’s necessities

The Center for Smart Financial Choices (CFSFC) began in 2011 helping people make smart financial choices leading to financial wellness. Today CFSFC focuses its time on “teaching financial education through personal interactive programs to enable individuals to make better financial decisions now and in the future.”


financial education, saving money, college, financial literacy, budgets, credit, goal setting, financial planning

Financial Education for Young Adults in College

Most of our efforts are directed towards youth in high schools and colleges. With youth, we begin building the basics of financial literacy by teaching them what money is, how to get it, to save it and spend it wisely. We use interactive simulations like “Adult for A Day”, which helps youth explore the importance of making smart financial choices in managing a budget while learning how credit scores affect their expenses. Through our workshops, we encourage students to prioritize their education without building unnecessary student loan debt and provide them the tools to use credit wisely. We stress the importance of setting money aside for emergencies, for giving back and for their own futures.

financial education, money habitudes, goal setting, youth, adulting, financial literacy

Money Habitudes-a tool for teens and adults

Our work with adults, includes financial goal setting and planning. We use a tool called “Money Habitudes®” to help them determine their habits and attitudes towards money and the things they value most in life. We provide a confidential environment to discuss what is most important to the individual, whether it be providing for their current needs, reestablishing themselves financially or preparing for retirement.  Then we guide them to accomplish the goals they desire and fulfill our vision of “helping people learn how to build and achieve financial goals, leading to a comfortable future for them and their family”.

We encourage adults to become financially competent individuals who understand their relationship to money, can read, discuss and communicate about personal financial issues and can apply what they have learned to new financial situations.

Financial education, financial literacy

Choose Financial Education