Financial Education Classes

The Center for Smart Financial Choices (The Center) focuses on preparing members for life events such as: first purchases, attending college, marriage, asset building, credit improvement, money management, raising children and pre-retirement. Classes are organized around financial life stages.

Classes

Personal Financial Choices Series

  • Improve Your Credit Score for Free
    What does your credit score mean? Your credit rating influences home loans, auto loans, credit cards, insurance, and other important financial concerns over the course of your life. This course aids you in reading your own personal credit report and understanding how life events — marriage, paying for a college education, employment – can affect your credit.
  • Reestablishing Your Credit & Saving Money 
    Bad credit can happen to good people. Don’t despair if it has happened to you. There are ways to regain creditworthiness over time and to possibly reestablish lost credit capacity. Learn how saving money will assist you in reaching your goal of rebuilding your credit.
  • Find Money for Free-Money Management *
    Money has the tendency to leak out of our wallets unless you plug the leaks. Find out what your leaks are and how to establish a personal spending plan to keep more money in your wallet. This course will assist you to set goals to achieve financial wellness.
  • Create Your Money Plan-Making Ends Meet*
    You know you have money, now what is the best way to keep it? We will share proven methods to help you reach your goal of financial peace of mind. Learn how creating a spending plan is the best step to keeping more of your money.

Making the Best Money Decisions

  • How to Get to Where You Want to Go-through Financial Planning
    Where are you in your financial life cycle? Learn the steps leading to the creation of your very own personal or business financial plan. This interactive session will assist you to make decisions based on your personal values and goals.
  • Making a Million-Basics of Investing
    If there’s one thing that all wealthy people have in common it’s this: They invest. Learn why it’s important, how to do it safely and the terms you should know. This course serves as an introduction to the basics of investment planning for young adults and novice investors and will aid individuals in thinking about their own future investment needs.
  • Money Habitudes®
    Money Habitudes cards are a great money conversation starter and money personality test. A fun, hands-on tool that makes it easy for people to talk about money. People quickly come to understand how their spending habits, attitudes and values affect their financial decisions.
  • Going to College-Making the Best Financial Choices*
    With the cost of a college education increasing every year, waiting until high school to figure out how you will pay for college, earn some spending money, and still get a good education may be too late. This course will assist students and their families to discuss the options available to ensure their future educational goals are met without incurring tremendous debt.
  • Starting from Zero: Getting & Keeping Good Credit*
    Find out what you need to know about getting credit, how to use it wisely and how to read your own credit report. This course is designed for those just starting out in life and who have little or no credit.

* Classes for 2015 Financial Education Scholarship