What will you achieve in 2017?

reynolds-princessWorldwide uncertainty for the future, deaths, births, tragedies and joys abound in the news for 2016.

What does the future hold for you? Will you spend some time looking back or will you strive to look forward with hope?

We recently concluded a five-week series of classes with over 40 high school students remanded to in-school suspension. Each week we featured a different topic to open their eyes to the need for change in their lives. In order to see what their desires and hopes were for the future, we asked them to define their idea of success. A simple worksheet contained a list of 24 items they could choose from. Although we asked them to pick their top three, many teens asked if they could check more.

Having goals, making money, enjoying life, being educated and happiness were their top five goals. One young man summed up his definition of success as “when you are happy with how you are living“. Many of the teens also recognized the need to set goals. What does success mean to you?

Define your success

Every year we make resolutions and most of the time we don’t keep them. Some set a big overreaching goal with no steps along the way.  A few set goals because of what others think they should do, “you should make more money, get more schooling or change jobs”. And many make resolutions that don’t tie into their values or the success they want to achieve.

While there is no magic pill for success, there is a practical model you can follow. We use   S. M. A. R. T. goals. Research indicates that a goal written down is more likely to be obtained. We are also creatures of habit, setting a plan and sticking to it includes making it easy for yourself to accomplish.

Think of saving money as a goal and let’s make it S. M. A. R. T.smart-goals

  • I want to save $100/month over the next six months to apply for a secured credit card to rebuild my credit.
  • I will have $50 taken out of my paycheck on a bi-weekly basis and deposited into my savings account.
  • When I reach my target goal of $600 I will apply for the secured credit card at my local credit union.
  • I will charge one tank of gas each month and pay the balance in full each month.
  • I will also review my credit report for free at Annual Credit Report
  • I will use the tools at Power Pay to  develop a personalized, self-directed debt elimination plan. Powerpay

 

CFSFC offers life advice and encouragement “to empower all individuals to achieve financial wellness through all stages of life”. Sign up for an Individual Financial Wellness Check-up

What will you seek to achieve in 2017? Know you can accomplish anything if it fits with your values and goals!

“Success is not a destination, but the road that you’re on. Being successful means that you’re working hard and walking your walk every day. You can only live your dream by working hard towards it. That’s living your dream”.Marlon Wayans

Tell us your goals for 2017.

 

 

 

 

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