When it comes to money, most people feel they could use more knowledge of how to manage it wisely but were not given the education to do so. The Center for Smart Financial Choices (CFSFC) has been working with adults to increase their skills when it comes to managing their money. Adults want to know how to start saving for emergencies, build credit for major purchases like a home and provide a secure future for their children or retirement.
According to Forbes magazine, there are four statistics that reveal how far adults are from this knowledge
- 44% of Americans don’t have enough cash to cover a $400 emergency.
- 43% of student loan borrowers are not making payments.
- 38% of U.S. households have credit card debt.
- 33% of American adults have $0 saved for retirement.
Read More: https://bit.ly/2NNQKg0
Our programs
CFSFC meets people where they are in life and provides classes or workshops through employers, non-profit organizations, high schools, colleges and individually.
Adult Programs |
Teen-College Programs |
| Credit & Savings Builder® Program | Adult for a Day |
| Only Way to Go® Program | Money Habitudes® for Teens |
| Mini-Session: Money Habits; Find Money; Build Good Credit |
Starting from Zero-Getting Credit |
| Financial Goal Setting for Individuals or Couples | |
How do we teach?
CFSFC guides adults to understand their habits and attitudes around money which encourages them to change or modify behaviors. We provide values-based, financial education which gives individuals choices to improve their overall savings goals and credit health.
CFSFC works with teens and college students to raise their awareness of the value of additional education in asset building. We offer financial knowledge of credit and its role in their lives, improve savings and budgeting skills and offer youth motivations to succeed in the future.